Lock Desk

Job Description:

  • Completely review, process, lock, extend, and revise mortgage loan rate lock requests submitted by mortgage loan officers or operations team members
  • Analyze and resolve associated operational issues associated with rate lock mismatches
  • Provide guidance and support to the loan origination staff allowing them to focus on customer contact and analysis of new transactions.
  • Process and record rate lock modifications making certain the pricing is exact, and falls within the investor’s guideline parameters
  • Work as a team with sales, processing, underwriting, closing, and management to ensure the loans in your pipeline are sold quickly within compliance of corporate policies and RESPA
  • Research pricing requests and update system with and required pricing changes
  • Handle pricing related questions regarding policies, procedures, and investor guidelines.
  • Understand pricing for all offered mortgage loan products.
  • Locking loans with Investors

 

Knowledge, Skills and Ability

  • Minimum of 2+ years of mortgage experience preferred,
  • Basic mortgage product knowledge
  • Understanding of Microsoft Excel
  • Knowledge of Encompass software is a plus.
  • Ability to work in a fast-paced environment while interacting with mortgage underwriting, sales staff, and clients.
  • Effective interpersonal relationships with customers, management, and team members.
  • Ability to prioritize multiple demands in a high-pressure environment while maintaining professionalism
  • Proficient in Microsoft Office programs as well as in house document retrieval and electronic communications

Qualification

  • Any Graduate with good written and verbal communication
  • Trained or Certified in MS Excel

 

Budget : 6 Lpa (Maximum)
Immediate Joiners preferred.
Job Category: Finance
Job Type: Full Time
Job Location: Mumbai Pune

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